Payment Solutions

Payment processing that fits the way you do business

Accept credit cards, debit cards, ACH and eCheck in person, online, by phone or through integrated software. iInstaPay configures the processing, equipment and payment technology around your business and supports you from setup through ongoing service.

Capabilities

Ways your business can get paid

Credit and debit cards

Accept major credit and debit cards across supported in-person, online and telephone payment channels.

In-person payments

Use countertop, portable or mobile terminals for contactless, chip and swipe payments where supported by the device.

Online payments

Accept payments through hosted checkout, an e-commerce website, a payment gateway or a custom application integration.

Virtual terminal

Take telephone and mail-order payments from a browser without requiring the customer to be present.

ACH and eCheck

Offer bank-account payments for invoices, recurring obligations, business-to-business payments and other approved uses.

Recurring billing

Create subscription, installment, retainer or scheduled-payment arrangements using supported stored-payment functionality.

Mobile payments

Accept payments away from a fixed counter using supported mobile readers or cellular devices.

Multi-location processing

Manage payment activity by location while maintaining consolidated business-level reporting.

Reporting and reconciliation

Review transactions, batches and deposits and connect reporting to your accounting or operational workflow.

Refunds and voids

Manage supported transaction corrections through the terminal, gateway or integrated software.

Chargeback support

Receive assistance understanding disputes, assembling available documentation and coordinating the response process.

Integrated Payments

Build payments directly into your workflow

Connect payments directly to your website, mobile or web application, POS system, customer portal, accounting workflow or business-management software.

iInstaPay can plan, build, test and support integrations using compatible gateways, APIs, hosted payment components and approved payment devices.

  • Embedded or hosted checkout
  • Customer payment portals
  • Recurring-payment workflows
  • Payment-status synchronization
  • Invoice and account reconciliation
  • Custom POS integration
  • Transaction and settlement reporting
  • Webhooks and supported APIs

How it works

A clear path from review to launch

  1. 1

    Review your payment needs

    We review payment channels, volume, equipment, software and the current processing arrangement.

  2. 2

    Configure the payment solution

    We develop an appropriate setup for processing, equipment, gateway and any required integrations.

  3. 3

    Complete approval and implementation

    The merchant application proceeds through underwriting while equipment, gateway and technology requirements are prepared.

  4. 4

    Launch with support

    We test the solution, assist with staff preparation and support the business after it begins accepting live payments.

Understand your current processing setup

A processing-statement review can help identify how the account is priced, which fees are being charged, what equipment or services are included and whether another configuration may better fit the business.

After you submit the request, iInstaPay will provide instructions for securely sharing the statement. Do not upload or email sensitive account documents through the general website form.

Important information

Services, pricing, equipment, funding, integrations and approval are subject to business type, underwriting, platform compatibility and availability.